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Average Cost of Home Insurance in Bradenton, FL

Homeowners insurance is a crucial component of homeownership where you can secure your property and yourself during unforeseen circumstances. Home insurance in Bradenton, FL, is decided after considering certain factors, including the age of the home, the material used to construct your house, past claim history, and deductibles. According to the research conducted by Insog, the average cost of homeowners insurance in Bradenton, FL, is $1373.4. The national average premium is $1224. Therefore, it is necessary to comprehend the home insurance rates in Bradenton, FL.

Knowing these factors will allow you to calculate the premium that homeowners have to pay towards their home insurance in Bradenton, FL.

Cost of insurance based on deductibles

The deductible is the amount of money the policyholder pays out of pocket before their insurance policy pays any claims. By selecting a higher deductible, homeowners can lower their monthly premiums.

Homeowners in Bradenton, paying a deductible of 500, have to pay a premium of $1357. The insurer paying a deductible of 1500 and 2000 has to pay $1156 and $1050, respectively.


Cost of insurance based on the age of the home

The age of the home plays a vital role in determining the cost of home insurance in Bradenton, FL. As homes age, so do the installed systems and materials.

For instance, if you stay in a home older than 30 years and likely need many improvements, the premium charged will be higher than the newly built house. Older homes are more prone to property damage, repairs, and renovations.

In Bradenton, houses that are 40 or 50 years old pay $1410 and $1426, respectively. On the other hand, newly built homes are less prone to damage, and home insurance firms offer substantial discounts to newly constructed homes. For instance, newly built homes in Bradenton can avail of lower insurance of $1017. Therefore, the older the house, the higher the premium charged.

Cost of insurance based on systems installed in the home

Homes with exceptional and distinctive features are more likely to demand a higher premium. For example, homeowners with a swimming pool in their homes have to pay a premium of $1401. In addition, in Bradenton, FL, homeowners who may have a swimming pool with a diving pool or a slide can get insurance for $1443 and $1456, respectively.

Top Home Insurance Companies in Bradenton, FL

Home Insurance Company A.M. Best Financial Strength Rating Homeowners Insurance Market share
Nationwide A+ 8.2%
State Farm A 6.9%
State Farm A 6.9%
Allstate A+ 4.9%
GEICO A++ 3.3%

Top Allstate Home Insurance Agents in Bradenton, FL

Homeowners Insurance Agents Agent Address Contact Details
Joseph Stonbely 100 Indian Rocks Rd N
Ted Gasparino 2401 West Bay Drive Suite 603
(727) 228-7816
Terry Samuels 4333 Lynx Paw Trl
Pamela Prather 3101 W DR MLK JR BLVD STE 400
(813) 226-1300
Robert Gunn 5004 S Macdill Ave
Mike Mcginness 4061 TAMIAMI TRL
(941) 625-0717
Mike Mcginness 992 TAMIAMI TRL UNIT E2
(941) 889-7836
Sims-Thaxton 11401 Seminole Blvd
Horstman Insurance 791 CORTARO DR
Brady Krebs 12008 E Mlk Blvd

Top State Farm Home Insurance Agents in Bradenton, FL

Homeowners Insurance Agents Agent Address Contact Details
Bill Bryan 410 E Bloomingdale Ave
Tom Pemberton 1120 Belcher Rd S Ste 1 33771
Tom Newman 3731 S Tuttle Ave
Larry Watson 5344 CLARK RD 34233
Chuck Poillon Casl, Clu, Cpcu 14863 N Dale Mbry Hwy
Mickey Wright 101 Starcrest Drive
(727) 447-6481
David Peterson 2907 State Road 590 Ste 4 33759
(727) 437-0725
Nancy Pipinich 536 E TARPON AVE STE 2 34689
(727) 937-5171
Mike Esposito 1865 Tamiami Trail S
(941) 882-5768
Win Dookram 9031 Town Center Pkwy Lakewood\u00a0Ranch 34202

Top GEICO Home Insurance Agents in Bradenton, FL

Homeowners Insurance Agents Agent Address Contact Details
Kelly Garrison 2401 W BAY DR STE 603
Win Fowler 7120 Beneva Rd
Vincent Harris 451 Central Park Dr

Top Nationwide Home Insurance Agents in Bradenton, FL

Homeowners Insurance Agents Agent Address Contact Details
Denise Sullivan Clement Agency 1807 Englewood Rd
(941) 475-7778
Steven Ross Marsh Jr Agency 111 2Nd Ave Ne 111 2Nd Ave Ne St.\u00a0Petersburg
Jack Hutchison Insurance Agency Inc 2488 CURLEW RD
Teddy J Byrd Agency 555 E Ave
Mutter Insurance Agency Inc 503 W MLK BLVD
(813) 752-4155
Larry W Payne Agency 8222 S TAMIAMI TR
Diane P. Ashby 4326 Park Blvd N Ste F
(727) 548-5555
Brenda E. Hurley 1199 N Sumter Blvd
William L. Gregg 6400 Manatee Ave W Ste L117
Giorgio Coyne & Associates Inc. 2020 W Brandon Blvd Ste 115
(813) 689-9798

Top state farm Home Insurance Agents in Bradenton, FL

Homeowners Insurance Agents Agent Address Contact Details
John Hilleyer 8209 Natures Way Unit 203C Lakewood\u00a0Ranch

Homeowners Insurance Comparison for the Cheapest Premiums in Bradenton, FL

Median Home Value ($) 150,120160,120160,120
Construction year 197019911983
Home Coverage ($) $50000-$75000$100000-$125000$75000-$100000
Total Premium ($) $1015$2511$1338

Bradenton, FL Multi Policy Discounts by Home Insurance Companies

Home Insurance Company Multi Policy Discount (%)
Allstate upto 19%
GEICO upto 19%
Nationwide upto 6%