Top 5 Home Insurance Companies in Bradenton, FL
Check out the most popular Home Insurance agencies & companies in Bradenton, FL & compare the best quotes from them.
Average Cost of Home Insurance in Bradenton, FL
Homeowners insurance is a crucial component of homeownership where you can secure your property and yourself during unforeseen circumstances. Home insurance in Bradenton, FL, is decided after considering certain factors, including the age of the home, the material used to construct your house, past claim history, and deductibles. According to the research conducted by Insog, the average cost of homeowners insurance in Bradenton, FL, is $1373.4. The national average premium is $1224. Therefore, it is necessary to comprehend the home insurance rates in Bradenton, FL.
Knowing these factors will allow you to calculate the premium that homeowners have to pay towards their home insurance in Bradenton, FL.
Cost of insurance based on deductibles
The deductible is the amount of money the policyholder pays out of pocket before their insurance policy pays any claims. By selecting a higher deductible, homeowners can lower their monthly premiums.
Homeowners in Bradenton, paying a deductible of 500, have to pay a premium of $1357. The insurer paying a deductible of 1500 and 2000 has to pay $1156 and $1050, respectively.
Cost of insurance based on the age of the home
The age of the home plays a vital role in determining the cost of home insurance in Bradenton, FL. As homes age, so do the installed systems and materials.
For instance, if you stay in a home older than 30 years and likely need many improvements, the premium charged will be higher than the newly built house. Older homes are more prone to property damage, repairs, and renovations.
In Bradenton, houses that are 40 or 50 years old pay $1410 and $1426, respectively. On the other hand, newly built homes are less prone to damage, and home insurance firms offer substantial discounts to newly constructed homes. For instance, newly built homes in Bradenton can avail of lower insurance of $1017. Therefore, the older the house, the higher the premium charged.
Cost of insurance based on systems installed in the home
Homes with exceptional and distinctive features are more likely to demand a higher premium. For example, homeowners with a swimming pool in their homes have to pay a premium of $1401. In addition, in Bradenton, FL, homeowners who may have a swimming pool with a diving pool or a slide can get insurance for $1443 and $1456, respectively.
Top Home Insurance Companies in Bradenton, FL
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| Nationwide | A+ | 8.2% |
| State Farm | A | 6.9% |
| State Farm | A | 6.9% |
| Allstate | A+ | 4.9% |
| GEICO | A++ | 3.3% |
Top Allstate Home Insurance Agents in Bradenton, FL
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Joseph Stonbely | 100 Indian Rocks Rd N 33770 |
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| Ted Gasparino | 2401 West Bay Drive Suite 603 33770 |
(727) 228-7816 | |
| Terry Samuels | 4333 Lynx Paw Trl 33596 |
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| Pamela Prather | 3101 W DR MLK JR BLVD STE 400 33607 |
(813) 226-1300 | |
| Robert Gunn | 5004 S Macdill Ave 33681 |
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| Mike Mcginness | 4061 TAMIAMI TRL 33952 |
(941) 625-0717 | |
| Mike Mcginness | 992 TAMIAMI TRL UNIT E2 33953 |
(941) 889-7836 | |
| Sims-Thaxton | 11401 Seminole Blvd 33778 |
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| Horstman Insurance | 791 CORTARO DR 33573 |
800-891-4222 | |
| Brady Krebs | 12008 E Mlk Blvd 33584-4917 |
813-653-1560 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Bill Bryan | 410 E Bloomingdale Ave 33511-8107 |
813-654-1320 | |
| Tom Pemberton | 1120 Belcher Rd S Ste 1 www.tompemberton.org 33771 |
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| Tom Newman | 3731 S Tuttle Ave 34239 |
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| Larry Watson | 5344 CLARK RD www.larrywatson.biz 34233 |
888-254-5014 | |
| Chuck Poillon Casl, Clu, Cpcu | 14863 N Dale Mbry Hwy 33618-2027 |
813-962-8040 | |
| Mickey Wright | 101 Starcrest Drive 33765 |
(727) 447-6481 | |
| David Peterson | 2907 State Road 590 Ste 4 www.savingwithdavid.com 33759 |
(727) 437-0725 | |
| Nancy Pipinich | 536 E TARPON AVE STE 2 www.oldmaininsurance.com 34689 |
(727) 937-5171 | |
| Mike Esposito | 1865 Tamiami Trail S 34293 |
(941) 882-5768 | |
| Win Dookram | 9031 Town Center Pkwy Lakewood\u00a0Ranch www.windookram.com 34202 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Kelly Garrison | 2401 W BAY DR STE 603 33770 |
727-586-1601 Email:kgarrison@geico.com |
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| Win Fowler | 7120 Beneva Rd 34238 |
Email:wfowler@geico.com |
|
| Vincent Harris | 451 Central Park Dr 33771 |
Email:viharris@geico.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Denise Sullivan Clement Agency | 1807 Englewood Rd 34223 |
(941) 475-7778 | |
| Steven Ross Marsh Jr Agency | 111 2Nd Ave Ne 111 2Nd Ave Ne St.\u00a0Petersburg 33701 |
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| Jack Hutchison Insurance Agency Inc | 2488 CURLEW RD 33761 |
727-781-5533 | |
| Teddy J Byrd Agency | 555 E Ave 34285 |
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| Mutter Insurance Agency Inc | 503 W MLK BLVD 33563 |
(813) 752-4155 | |
| Larry W Payne Agency | 8222 S TAMIAMI TR 34238 |
941-556-9391 | |
| Diane P. Ashby | 4326 Park Blvd N Ste F 33781 |
(727) 548-5555 | |
| Brenda E. Hurley | 1199 N Sumter Blvd 34286-8074 |
941-429-7955 | |
| William L. Gregg | 6400 Manatee Ave W Ste L117 34209 |
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| Giorgio Coyne & Associates Inc. | 2020 W Brandon Blvd Ste 115 33511 |
(813) 689-9798 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| John Hilleyer | 8209 Natures Way Unit 203C Lakewood\u00a0Ranch 34202 |
| Allstate | Nationwide | GEICO | |
| Median Home Value ($) | 150,120 | 160,120 | 160,120 |
| Construction year | 1970 | 1991 | 1983 |
| Home Coverage ($) | $50000-$75000 | $100000-$125000 | $75000-$100000 |
| Total Premium ($) | $1015 | $2511 | $1338 |
Bradenton, FL Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Allstate | upto 19% |
| GEICO | upto 19% |
| Nationwide | upto 6% |