Check out the most popular Home Insurance agencies & companies in Citrus County, FL & compare the best quotes from them.
The average cost of homeowners insurance in Citrus County, FL, is $1110.42. There are many reasons to invest in a home insurance policy in Citrus County. The most important is that you and your family can avoid financial downfall in the event of a catastrophe at home, whether it's an earthquake, flood, or fire. Other advantages of purchasing home insurance include:
liability coverage in case of damage or injury to others inside your home,
the benefit of not paying out-of-pocket on major reconstructive repairs, and
coverage for loss or accidental death.
Every home insurance policy is different. Therefore, it is important to shop around to get the best homeowners insurance in Citrus County, FL. Some companies may offer discounts if you take additional precautions to safeguard your property, such as installing hurricane shutters or a security alarm system. Others may give you a lower rate if you agree to install specific safety devices in your homes, such as fire extinguishers and sprinkler systems. Here are a few home insurance companies in Citrus County, Florida.
Homeowners Insurance in Citrus County, FL - Rates by coverage level
Homes in Florida are vulnerable to getting hit by tropical storms and hurricanes on a regular basis, especially one near the coastline. Citrus County is located on the west-central coast of the United States in Florida. Therefore, it is necessary to have insurance that protects your property and possessions from losses related to these weather events. Homeowners should opt for sufficient coverage that protects their house requirements during a covered loss. For example, homeowners opting for $300K coverage pay $614 on home insurance in Citrus County, FL.
Refer to the graph below to know the homeowners insurance rates in Citrus County, Florida, based on the coverage level.
Homeowners Insurance in Citrus County, FL - Rates by deductibles
Before availing of home insurance in Citrus County, Florida, homeowners must familiarize themselves with the concept of insurance deductibles. A deductible is an amount you pay out of pocket before your insurance company will step in to contribute towards a covered loss. For example, you make a claim for home repairs after a fire incident, and your deductible is $500. Here, homeowners pay their first $500, and the insurance company would pay the rest up to your coverage limit.
For example, homeowners who opted for a deductible of $1000 pay $935 towards their home insurance in Citrus County, FL. Homeowners who opted for a deductible of 500 pay $1098 towards their home insurance in Citrus County, FL.
Homeowners Insurance in Citrus County, FL - Rates by the age of the home
The age of the house is one of the essential factors in determining the cost of home insurance in Citrus County, FL. For example, a house built ten years ago is more manageable to break into when compared to a newly built home. This is because older homes lack advanced technologies and security features. Home insurance companies believe that older homes are relatively more vulnerable to burglary and fire. Therefore, they charge high home insurance rates to old houses in Citrus County, FL.
For example, homes that are 40 years old pay a premium of $1140 in Citrus County, FL, whereas newly built homes pay $800 on homeowners insurance in Citrus County, FL.
Homeowners Insurance in Citrus County, FL - Rates by the safety features
Safety features can get you a considerable discount on home insurance rates in Citrus County, FL. For example, homes equipped with fire extinguishers pay $1000 on home insurance in Citrus County, FL. Fire extinguishers are designed to help you resist a small blaze in its initial stages to protect the ceilings, doors, furniture, and other household items from huge damage.
Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
---|---|---|
Nationwide | A+ | 8.2% |
State Farm | A | 6.9% |
Allstate | A+ | 4.9% |
Liberty Mutual | A | 3.2% |
Travelers | A++ | 3.1% |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Cathy Robinson-Pitts | 11315 Little Rd www.cathypitts.com 34654-1218 |
727-862-3519 | |
Stephanie Yeakle | 2654 Sw 32Nd Place 34471 |
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Joanne K Coates | 3411 W Main St Ste 5 34748 |
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Gary Patterson | 3290 Commercial Way www.garypatterson.net 34606 |
(352) 683-0018 | |
Teresa Barnard | 13436 Us Highway 19 www.teresabarnardinsurance.com 34667 |
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Suzanne Gorgas | 1845 Collier Pkwy www.sullivanagent.com 33549 |
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Terry Amacher | 10014 Grove Dr Ste A 34668 |
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Randy Wagner | 2831 S E 17Th St 34471 |
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Jim Parrilli | 10014 Grove Dr Ste C 34668 |
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Mike Grata | 117 North Seminole Ave www.mikegrata.com 34450 |
(352) 637-5191 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
David A. Koontz | 11315 Little Rd 34654-1218 |
727-862-3519 | |
Frank M Schulte | 820 S Main St # 1179 34785 |
(352) 748-2221 | |
Brad Barnett Insurance Agency Inc | 4032 Deltona Blvd 34606-2214 |
352-683-6500 | |
Beidle Insurance Agency Inc | 37924 Pasco Ave 33525-4213 |
352-567-5681 | |
Nathan J Snavely Inc | 24 N BROAD ST 34601 |
(352) 796-3594 | |
Ld Jones Ins Agency Llc | 8106 US HIGHWAY 19 34668 |
727-841-7080 | |
Dean E Cook | 28969 Wesley Chapel Blvd 33543 |
(813) 973-8680 | |
Ld Jones Ins Agency Llc | 37927 LIVE OAK AVE 33523 |
352-521-3030 | |
Carter Glass Ins Agency Llc | 2189 Mariner Blvd 34609-3860 |
352-686-1003 | |
William George Yates | 12553 Dr Spring\u00a0Hill 34609 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Jodi Hodnik | 1720 SE 16TH AVE STE 301 34471 |
352-732-5010 | |
Andrew Gaudio | 3227 SE Maricamp Rd Ste 102 34471-0832 |
352-694-9100 | |
Jocelyn Jacobs | 10941 S US HWY 441 34420 |
352-307-6666 | |
Stacy C Kusma | 3848 Flatiron Loop #102 33544 |
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Sherri Warcholic | 18401 Floralton Dr 34610 |
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Jocelyn Russell | 3411 W MAIN ST STE 5 34748 |
352-787-7548 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Flanagan Insurance Agency Inc | 2118 SW 20th Pl Ste 101 34471 |
(352) 622-2333 | |
Gallivan Insurance Agency Inc | 119 Marion Oaks Blvd. Suite E 34473 |
(352) 347-2929 | |
The Bentley Agency | 3290 Commercial Way 34606 |
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Varsity Insurance Inc | 1425 Se 3Rd Ave 34471 |
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Charles Potter Jr Agency | 2709 SW 27th Ave 34471-8948 |
352-237-5499 | |
Couch Braunsdorf Affinity Inc | 37438 Highway 54 West 33542-5366 |
813-783-8500 | |
The Pass Agency Llc | 10941 South Us Hwy 441 34420 |
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Don-Rick Inc | 5428 Spring Hill Dr www.don-rick.com 34606 |
(352) 683-8783 Email:eric@don-rick.com |
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Duehning Insurance Agency Llc | 1654 Bruce B Downs Blvd Ste A 33544 |
(813) 991-4321 | |
Diederich Insurance Agency Llc | 814 E Slvr Spg Blvd Ste D 34470 |
(352) 732-5777 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Todd Bartusek | 8469 W Grover Cleveland Blvd 34446 |
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Conner Family & Associates Llc | 7918 Land O Lakes Blvd, Suite 102 34638 |
813-523-4689 | |
Diane R Kaasch | 706 S Main St 34785 |
(352) 399-7667 | |
Deborah Gerrard | 17350 SE 109th Terrace Rd Unit 5 34491 |
(352) 347-9201 | |
Richard Whitman | 409 Se Wenona Ave 34471 |
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Ungalia Mumford | 3741 Sw 7 St 34474 |
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William Parker | 1024 E Silver Springs Blvd 34470 |
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Ted Todd | 38511 5Th Ave 33542 |
(813) 815-5192 | |
Donald Sewell | 18932 N Dale Mabry Hwy Ste 102 33548 |
(813) 968-2441 | |
Izzy Katsizna | 9800 US 441 SUITE 107 34788 |
352-241-2006 |
Travelers | Allstate | Nationwide | |
Median Home Value ($) | 125,660 | 125,660 | 125,660 |
Construction year | 1993 | 1991 | 2006 |
Home Coverage ($) | $200000-$250000 | $150000-$175000 | $150000-$175000 |
Total Premium ($) | $2763 | $2302 | $1863 |
Home Insurance Company | Multi Policy Discount (%) |
---|---|
Nationwide | upto 5% |
Liberty Mutual | upto 15% |
Travelers | upto 6% |
Allstate | upto 21% |