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Home Insurance Costs with Deductible Scenarios in Clearwater, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Clearwater, FL $155700 $938 $1,291
Indian Rocks Beach, FL $445800 $555 $764
Kenneth City, FL $129400 $915 $1,260
Citrus Park, FL $190300 $689 $948
North Redington Beach, FL $531000 $596 $820
Redington Beach, FL $418100 $531 $731
Bay Pines, FL $172900 $1125 $1,548
Beacon Square, FL $65900 $509 $700
Redington Shores, FL $392200 $2081 $2,863
Pinellas County, FL $167100 $987 $1,359

Impact of Coverage Amount on Home Insurance Cost In Clearwater, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $751
$200,000 $2,671
$300,000 $3,271
$400,000 $4,182
$500,000 $5,353
$750,000 to $1000,000 $6,189
Above $1000,000 $7,319


Clearwater, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Clearwater, FL Average Home Insurance Cost$1,306.8
State Average Home Insurance Cost$1,605
Difference Vs national Average82.8

Top Homeowners Insurance Companies in Clearwater, FL

Insurance Provider Average Homeowners Insurance Cost($)
Universal Property & Casualty Insurance Company $1,487
Federal $1,482
Tower hill $1,358
Allstate $1,278

Clearwater, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -183 1124
One Claim +65 1372
Two Claims +157 1464