Home Insurance Costs with Deductible Scenarios in Clearwater, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Clearwater, FL	$155700	$938	$1,291
Indian Rocks Beach, FL	$445800	$555	$764
Kenneth City, FL	$129400	$915	$1,260
Citrus Park, FL	$190300	$689	$948
North Redington Beach, FL	$531000	$596	$820
Redington Beach, FL	$418100	$531	$731
Bay Pines, FL	$172900	$1125	$1,548
Beacon Square, FL	$65900	$509	$700
Redington Shores, FL	$392200	$2081	$2,863
Pinellas County, FL	$167100	$987	$1,359

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Impact of Coverage Amount on Home Insurance Cost In Clearwater, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$751
$200,000	$2,671
$300,000	$3,271
$400,000	$4,182
$500,000	$5,353
$750,000 to $1000,000	$6,189
Above $1000,000	$7,319

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Clearwater, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Clearwater, FL Average Home Insurance Cost	$1,306.8
State Average Home Insurance Cost	$1,605
Difference Vs national Average	82.8

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Top Homeowners Insurance Companies in Clearwater, FL

Insurance Provider	Average Homeowners Insurance Cost($)
Universal Property & Casualty Insurance Company	$1,487
Federal	$1,482
Tower hill	$1,358
Allstate	$1,278

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Clearwater, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-183	1124
One Claim	+65	1372
Two Claims	+157	1464

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