Check out the most popular Home Insurance agencies & companies in Clearwater, FL & compare the best quotes from them.

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Discounts on Homeowners Insurance in Clearwater, FL

The  average home insurance cost in Clearwater, FL  is $1306.8 which is lower than the national average premium. There are different factors that affect the cost of a policy including home value,coverage type, deductible and age or the material used to build your house. Home owners can make use of the available discounts to further lower their home insurance cost.  Check out the discounts available for Clearwater homeowners.

Homeowners Insurance Cost Based on the material used

Discounts_on_Homeowners_Insurance_in_Clearwater_FL

The material used to build your home is an important factor in deciding the home Insurance cost.Homes built using sturdy materials have less threat to damage. Hence, home insurance companies offer considerable discounts to homes built using damage-resistant materials. Clearwater homes built using fire-resistive materials can avail of home insurance for $1136.91 and homes built using masonry and brick can avail of home insurance for $1241.46. Homeowners pay $1189.18 and $1280.66 for homes with superior and hail resistant roofs respectively.

Homes with advanced security features are less prone to burglaries and damage. Hence, home insurance companies in Clearwater encourage homeowners to install home safety devices by offering discounts as incentives. For instance, Clearwater homes with deadbolts and fire extinguishers pay $1202.25 and $1189.18 respectively, on home insurance rates. Additionally, homes equipped with burglar alarms and smoke detectors receive a discount of $1202.25 and $1202.25, respectively, on homeowners insurance.

Apart from these, Home insurance companies provide discounts to homeowners who have a claims-free history. Moreover, home insurance rates in Clearwater, FL can increase  up to $1463.61 based on the type and number of claims. Clearwater homeowners with a claims-free history can avail home insurance for $1123.84.

Top Home Insurance Companies in Clearwater, FL

Home Insurance Company A.M. Best Financial Strength Rating Homeowners Insurance Market share
Nationwide A+ 8.2%
State Farm A 6.9%
GEICO A++ 3.3%
Liberty Mutual A 3.2%
Travelers A++ 3.1%

Top Travelers Home Insurance Agents in Clearwater, FL

Homeowners Insurance Agents Agent Address Contact Details
Huffman & Assoc Ins Services Llc 2509 CHEVAL DR
34690
727-835-1500
Tillman Insurance Agency Inc 13080 South Belcher Road Suite H
www.tia-ins.com 33773
(727) 475-6023
Eastern Insurance Group Llc 144 107th Ave
33706
(727) 302-0330
Michael T Aprea 3550 Buschwood Park Dr Ste. 300
33618
1-813-264-8890
Email:mikeap2@aol.com
Alliance Insurance Agency 6539 Central Ave
www.allianceinsurance-dallas.com 33710-8412
727-347-3425
Email:john@alliance-insurance.com
Hughes Gregory & Wells Agency Inc 1340 PINEHURST RD
34698
727-736-2929
Hayward Tilton & Rolapp Insurance Associates Inc. 4618 SR 64
htrinsure.com 34208
(941) 752-3737
Email:info@htrinsure.com
Tango Insurance Agency 1891 Porter Lake Dr #103
34240
Atlas Insurance Brokers Llc 25881 Us Hwy 19 N
www.valleyinsurancemn.com 33763-2047
727-797-0400
Lbs Insurance Group-Minocqua 1410 PINEHURST DR
lbsinsurancegroup.com 34606
800-891-4222
Email:dmaki@lbsinsurancegroup.com

Top Liberty Mutual Home Insurance Agents in Clearwater, FL

Homeowners Insurance Agents Agent Address Contact Details
Andy Hart 3650 Erindale Dr
33596-6311
813-662-5813
Sherri Warcholic 18401 Floralton Dr
34610
Todd Reus Lutcf 3607 W Waters Ave
33614
Don Dvorak 11009 Gatewood Dr Ste 104
34211
(941) 927-8311
Stacy C Kusma 3848 Flatiron Loop #102
33544
Kelly Garland 100 NORTH INDIAN ROCKS RD
33770
800-891-4222
Chuck Petretti 3224 W Kennedy Blvd
33609-3007
813-879-7808
Chase Giossi 5051 Memorial Hwy
33634-7355
813-243-1300
Timothy Martin 1070 Kapp Dr
33765
Lino Goncalves 5203 GULF DR
34217
941-778-2206

Top GEICO Home Insurance Agents in Clearwater, FL

Homeowners Insurance Agents Agent Address Contact Details
Kelly Garrison 2401 W BAY DR STE 603
33770
727-586-1601
Email:kgarrison@geico.com
Vincent Harris 451 Central Park Dr
33771

Email:viharris@geico.com

Top Nationwide Home Insurance Agents in Clearwater, FL

Homeowners Insurance Agents Agent Address Contact Details
Ilma Inc. 505 WESTBROOK AVE
33511
813-685-8040
Vickie Lynn Meehling 5870 14Th St W
34207
Eugene Adam Drossart 40741 US Highway 19 N
34689
(727) 938-7274
William L. Gregg 6400 Manatee Ave W Ste L117
34209
Michael P Lavelle Agency Inc 301 North Cattlemen Road Suite 109
34232
1-941-379-2211
David A. Koontz 11315 Little Rd
34654-1218
727-862-3519
Jack Kustra Cpcu Clu Cfp 3894 TAMPA RD STE B
34677
813-855-6639
Todd Andrew Boggs 1004 Us Hwy 19 Ste 103
34690
Jack L. Hewitt 28051 US HWY 19N STE 104
33761
727-726-8690
Nathan J Snavely Inc 24 N BROAD ST
34601
(352) 796-3594

Top state farm Home Insurance Agents in Clearwater, FL

Homeowners Insurance Agents Agent Address Contact Details
John Hilleyer 8209 Natures Way Unit 203C Lakewood\u00a0Ranch
34202

Homeowners Insurance Comparison for the Cheapest Premiums in Clearwater, FL

Liberty MutualGEICOstate farm
Median Home Value ($) 140,130160,130150,130
Construction year 196119781968
Home Coverage ($) $175000-$200000$125000-$150000$175000-$200000
Total Premium ($) $2676$2211$2832

Clearwater, FL Multi Policy Discounts by Home Insurance Companies

Home Insurance Company Multi Policy Discount (%)
Travelers upto 8%
Liberty Mutual upto 16%
GEICO upto 17%
Nationwide upto 7%