Top 5 Home Insurance Companies in Clearwater, FL
Check out the most popular Home Insurance agencies & companies in Clearwater, FL & compare the best quotes from them.
Discounts on Homeowners Insurance in Clearwater, FL
The average home insurance cost in Clearwater, FL is $1306.8 which is lower than the national average premium. There are different factors that affect the cost of a policy including home value,coverage type, deductible and age or the material used to build your house. Home owners can make use of the available discounts to further lower their home insurance cost. Check out the discounts available for Clearwater homeowners.
Homeowners Insurance Cost Based on the material used
The material used to build your home is an important factor in deciding the home Insurance cost.Homes built using sturdy materials have less threat to damage. Hence, home insurance companies offer considerable discounts to homes built using damage-resistant materials. Clearwater homes built using fire-resistive materials can avail of home insurance for $1136.91 and homes built using masonry and brick can avail of home insurance for $1241.46. Homeowners pay $1189.18 and $1280.66 for homes with superior and hail resistant roofs respectively.
Homes with advanced security features are less prone to burglaries and damage. Hence, home insurance companies in Clearwater encourage homeowners to install home safety devices by offering discounts as incentives. For instance, Clearwater homes with deadbolts and fire extinguishers pay $1202.25 and $1189.18 respectively, on home insurance rates. Additionally, homes equipped with burglar alarms and smoke detectors receive a discount of $1202.25 and $1202.25, respectively, on homeowners insurance.
Apart from these, Home insurance companies provide discounts to homeowners who have a claims-free history. Moreover, home insurance rates in Clearwater, FL can increase up to $1463.61 based on the type and number of claims. Clearwater homeowners with a claims-free history can avail home insurance for $1123.84.
Top Home Insurance Companies in Clearwater, FL
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| Nationwide | A+ | 8.2% |
| State Farm | A | 6.9% |
| GEICO | A++ | 3.3% |
| Liberty Mutual | A | 3.2% |
| Travelers | A++ | 3.1% |
Top Travelers Home Insurance Agents in Clearwater, FL
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Huffman & Assoc Ins Services Llc | 2509 CHEVAL DR 34690 |
727-835-1500 | |
| Tillman Insurance Agency Inc | 13080 South Belcher Road Suite H www.tia-ins.com 33773 |
(727) 475-6023 | |
| Eastern Insurance Group Llc | 144 107th Ave 33706 |
(727) 302-0330 | |
| Michael T Aprea | 3550 Buschwood Park Dr Ste. 300 33618 |
1-813-264-8890 Email:mikeap2@aol.com |
|
| Alliance Insurance Agency | 6539 Central Ave www.allianceinsurance-dallas.com 33710-8412 |
727-347-3425 Email:john@alliance-insurance.com |
|
| Hughes Gregory & Wells Agency Inc | 1340 PINEHURST RD 34698 |
727-736-2929 | |
| Hayward Tilton & Rolapp Insurance Associates Inc. | 4618 SR 64 htrinsure.com 34208 |
(941) 752-3737 Email:info@htrinsure.com |
|
| Tango Insurance Agency | 1891 Porter Lake Dr #103 34240 |
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| Atlas Insurance Brokers Llc | 25881 Us Hwy 19 N www.valleyinsurancemn.com 33763-2047 |
727-797-0400 | |
| Lbs Insurance Group-Minocqua | 1410 PINEHURST DR lbsinsurancegroup.com 34606 |
800-891-4222 Email:dmaki@lbsinsurancegroup.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Andy Hart | 3650 Erindale Dr 33596-6311 |
813-662-5813 | |
| Sherri Warcholic | 18401 Floralton Dr 34610 |
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| Todd Reus Lutcf | 3607 W Waters Ave 33614 |
||
| Don Dvorak | 11009 Gatewood Dr Ste 104 34211 |
(941) 927-8311 | |
| Stacy C Kusma | 3848 Flatiron Loop #102 33544 |
||
| Kelly Garland | 100 NORTH INDIAN ROCKS RD 33770 |
800-891-4222 | |
| Chuck Petretti | 3224 W Kennedy Blvd 33609-3007 |
813-879-7808 | |
| Chase Giossi | 5051 Memorial Hwy 33634-7355 |
813-243-1300 | |
| Timothy Martin | 1070 Kapp Dr 33765 |
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| Lino Goncalves | 5203 GULF DR 34217 |
941-778-2206 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Kelly Garrison | 2401 W BAY DR STE 603 33770 |
727-586-1601 Email:kgarrison@geico.com |
|
| Vincent Harris | 451 Central Park Dr 33771 |
Email:viharris@geico.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Ilma Inc. | 505 WESTBROOK AVE 33511 |
813-685-8040 | |
| Vickie Lynn Meehling | 5870 14Th St W 34207 |
||
| Eugene Adam Drossart | 40741 US Highway 19 N 34689 |
(727) 938-7274 | |
| William L. Gregg | 6400 Manatee Ave W Ste L117 34209 |
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| Michael P Lavelle Agency Inc | 301 North Cattlemen Road Suite 109 34232 |
1-941-379-2211 | |
| David A. Koontz | 11315 Little Rd 34654-1218 |
727-862-3519 | |
| Jack Kustra Cpcu Clu Cfp | 3894 TAMPA RD STE B 34677 |
813-855-6639 | |
| Todd Andrew Boggs | 1004 Us Hwy 19 Ste 103 34690 |
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| Jack L. Hewitt | 28051 US HWY 19N STE 104 33761 |
727-726-8690 | |
| Nathan J Snavely Inc | 24 N BROAD ST 34601 |
(352) 796-3594 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| John Hilleyer | 8209 Natures Way Unit 203C Lakewood\u00a0Ranch 34202 |
| Liberty Mutual | GEICO | state farm | |
| Median Home Value ($) | 140,130 | 160,130 | 150,130 |
| Construction year | 1961 | 1978 | 1968 |
| Home Coverage ($) | $175000-$200000 | $125000-$150000 | $175000-$200000 |
| Total Premium ($) | $2676 | $2211 | $2832 |
Clearwater, FL Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Travelers | upto 8% |
| Liberty Mutual | upto 16% |
| GEICO | upto 17% |
| Nationwide | upto 7% |