Check out the most popular Home Insurance agencies & companies in Crystal River, FL & compare the best quotes from them.
The average cost of home insurance in Crystal River is $1190. Home value, coverage type, deductible, and age, as well as the material used to construct your home, all influence the cost of a policy. Homeowners can take advantage of available discounts to reduce the cost of their house insurance. Take a look at the savings available to Crystal River residents.
Average Insurance Cost based on the security features

The type of material used to construct your home has a significant impact on the cost of your home insurance. Sturdy materials are used in the construction of homes, making them less vulnerable to damage. As a result, house insurance companies provide significant discounts to homes constructed using damage-resistant materials. Homes built with fire-resistant materials in Crystal River can get home insurance for $1024, while homes built with masonry and brick can get home insurance for $1130. Homes with Superior and hail resistant roofs cost $1083 and $1155, respectively.
Burglaries and damage are less likely in homes with advanced security features. As a result, home insurance companies in Crystal River promote homeowners to install home security systems by providing discounts. Crystal River homes with deadbolts and fire extinguishers, for example, pay $1071 and $1083 in home insurance rates, respectively. Additionally, residences with burglar alarms and smoke detectors receive a discount on homeowners insurance of $1083 and $1071, respectively.
Apart from that, homeowners with a claim-free history receive savings from their insurance company. Furthermore, depending on the type and number of claims, house insurance prices in Crystal River, FL can rise to $1357. Homeowners in Crystal River who have a claim-free background can get house insurance for $1024.
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| Nationwide | A+ | 8.2% |
| Erie | A+ | 7.02% |
| State Farm | A | 6.9% |
| Allstate | A+ | 4.9% |
| Travelers | A++ | 3.1% |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Gail C Settle | 6 Carl Ct 34465 |
(352) 746-5580 | |
| Beidle Insurance Agency Inc | 37924 Pasco Ave 33525-4213 |
352-567-5681 | |
| Ld Jones Ins Agency Llc | 37927 LIVE OAK AVE 33523 |
352-521-3030 | |
| W R Morton Insurance Agency | 536 E Tarpon Ave #2 34689 |
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| William George Yates | 12553 Dr Spring\u00a0Hill 34609 |
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| Dean E Cook | 28969 Wesley Chapel Blvd 33543 |
(813) 973-8680 | |
| Todd Andrew Boggs | 1004 Us Hwy 19 Ste 103 34690 |
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| A Insurance Agency | 270 Campbell Ave 32162-5389 |
352-259-0900 | |
| Nathan J Snavely Inc | 24 N BROAD ST 34601 |
(352) 796-3594 | |
| Brad Barnett Insurance Agency Inc | 4032 Deltona Blvd 34606-2214 |
352-683-6500 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Teresa Barnard | 13436 Us Highway 19 www.teresabarnardinsurance.com 34667 |
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| Navreet Kang | 1317 CITIZENS BLVD www.navreetkang.com 34748 |
352-787-3441 | |
| Steve Higginbotham | 1251 Ne 2Nd St www.higginbothamagency.com 34470 |
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| Deloris Burrow | 20731 Powell Rd www.delorisjburrow.com 34431 |
(352) 489-3313 | |
| Leland Brown Sr. | 18936 N DALE MABRY HWY www.lelandbrown.net 33548 |
813-963-1669 | |
| Jim Neal | 2609 SW 33ST BLDG 103 7 34474 |
352-854-8859 | |
| Jack Koers Jr | 409 Se Werona Ave 34471 |
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| Shea Ferraro | 2609 Sw 33 St, Bldg 103, Ste 7 www.sheaferraro.com 34471 |
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| Lem Howard | 10710 STATE ROAD 54 C102 www.lemhoward.com 34655 |
888-254-5014 | |
| Vickie Blasingame | 1720 Se 16Th Ave Ste 301 www.vickieblasingame.com 34471 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Leitner Insurance Group Llc | 21827 STATE RD 54 33549 |
813-871-2690 | |
| Dabbelt Insurance Agency Llc | 502 South Main Street www.dabbeltinsurance.com 34785-4832 |
352-748-5298 | |
| Ld&B Insurance & Financial Service | 4613 LITTLE RD www.ldbinsurance.com 34655 |
727-376-0558 | |
| Terri Kelso Insurance | 2044 Ashley Oaks Circle Ste 102 www.terrikelso.com 33544 |
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| Hatherill Insurance Agency | 9344 Little Rd 34654 |
(727) 862-2886 | |
| Ld&B Insurance & Financial Service | 12214 US HWY 301 www.ldbinsurance.com 33525 |
352-523-0800 | |
| Ld&B Insurance & Financial Service | 5705 GULF DR www.ldbinsurance.com 34652 |
727-842-7930 | |
| W B Payne Company Inc. | 3033 Sw College Rd Unit 101 34474 |
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| Valley Trust Insurance Group | 2540 Burnsed Blvd. 32162 |
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| Boyles Insurance Agency | 5612 SE Abshier Blvd Ste 1 www.boylesinsurance.com 34420-4068 |
352-307-4471 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Gustavo Espinosa | 9344 Little Rd 34654 |
(727) 862-2886 | |
| Everett Ulbricht | 3250 SE 58th Ave Unit 5 34480 |
(352) 694-1946 | |
| Joseph Schetter | 1157 NE 14TH ST 34470 |
352-732-7070 | |
| Florence A. Shaw | 12 S Main St 32696 |
(352) 528-6533 | |
| Richard Whitman | 409 Se Wenona Ave 34471 |
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| Terrence Williams | 4132 Lamson Ave Spring\u00a0Hill 34608 |
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| Huntingdon Ins Agy | 4734 MILE STRETCH DRIVE 34690 |
727-934-5751 | |
| Wendy Schultz | 12701 U S Hwy 19 Bayonet\u00a0Point 34667 |
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| William Parker | 1024 E Silver Springs Blvd 34470 |
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| Wally Lim Arcayan | 3016 N Us Hwy 301 Ste 350 34429 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Tilghman Insurance Agency | 10519 Dr Spring\u00a0Hill 34608 |
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| The Bentley Agency | 3290 Commercial Way 34606 |
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| Lch Insurance Services Inc - Mm | 6943 LAND O LAKES BLVD 34638 |
813-388-6833 | |
| Lch Insurance Services Inc | 8647-6 LITTLE ROAD 34654 |
727-848-9065 Email:bill@hoffmanins.com |
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| Advantage Ins Pllc | 1009 N 14th St 34748-3818 |
352-728-1234 | |
| Fred Vogel | 104 Se 7th Ave 34429 |
(352) 795-2354 Email:rickp@fredvogelinsurance.com |
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| Western States Ins-Lovington | 10488 Dr Spring\u00a0Hill www.wsigroup.net 34608 |
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| Huffman & Assoc Ins Services Llc | 2509 CHEVAL DR 34690 |
727-835-1500 | |
| Goosehead Insurance | 26490 Ynez Rd Ste E 34481 |
(352) 854-9595 | |
| Aacia-Pons Ins | 1107 E Slvr Spg Blvd Ste 10 34470-8701 |
352-629-8121 |
| Nationwide | Travelers | Erie | |
| Median Home Value ($) | 137,000 | 137,000 | 127,000 |
| Construction year | 2010 | 2001 | 1988 |
| Home Coverage ($) | $150000-$175000 | $150000-$175000 | $125000-$150000 |
| Total Premium ($) | $2808 | $2058 | $2042 |
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Nationwide | upto 9% |
| Erie | upto 16% |
| Allstate | upto 22% |
| Travelers | upto 6% |