Home Insurance Costs with Deductible Scenarios in Hernando County, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Hernando County, FL	$120600	$812	$1,117
South Brooksville, FL	$102800	$786	$1,082
Inverness, FL	$106200	$747	$1,027
Lecanto, FL	$148200	$716	$985
Hernando Beach, FL	$177000	$716	$986
North Weeki Wachee, FL	$155900	$1043	$1,436
Heritage Pines, FL	$157900	$1053	$1,449
Homosassa, FL	$275200	$1597	$2,197
North Brooksville, FL	$99500	$770	$1,060
Homosassa Springs, FL	$72000	$534	$735

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Impact of Coverage Amount on Home Insurance Cost In Hernando County, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,078
$200,000	$2,825
$300,000	$3,797
$400,000	$4,689
$500,000	$6,002
$750,000 to $1000,000	$6,940
Above $1000,000	$8,206

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Hernando County, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Hernando County, FL Average Home Insurance Cost	$1,130.88
State Average Home Insurance Cost	$1,605
Difference Vs national Average	-93.12

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Top Homeowners Insurance Companies in Hernando County, FL

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$2,287
ASI Preferred	$1,333
Progressive	$1,299
chubb	$1,272

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Hernando County, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-158	973
One Claim	+68	1199
Two Claims	+147	1278

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