Check out the most popular Home Insurance agencies & companies in Hernando County, FL & compare the best quotes from them.
Florida has some of the highest rates because of hurricanes and tropical storms. The average cost of homeowners in Hernando County, FL, is $1130.88. Homeowners insurance in Hernando County, FL, can be expensive, but you can follow a few tips to save money. Ensure your home is up to code and monitored against fire damage, wind damage, theft, vandalism, and other perils. Be wary of natural disasters around your area and protect yourself financially with good homeowners insurance in Hernando County, FL.
Comparing different insurance providers is the best way to find the cheapest home insurance in Hernando County, FL. Top-rated insurers like ASI Preferred, Travelers, chubb, progressive provide coverage to homeowners in Hernando County, FL, at competitive quotes. Before purchasing a home insurance policy, compare these insurance providers in Hernando County, FL.
Factors affecting home insurance in Hernando County, FL:
1. Home insurance rates by coverage levels
2. Home insurance rates by deductibles
3. Home insurance rates by the age of the home
4. Home insurance rates by the safety features
Homeowners insurance in Hernando County, FL - Rates by coverage level
No one wants to face an unexpected disaster. But when it's unavoidable, you can rely on the homeowner's insurance in Hernando County, FL, for financial backup. Getting the right insurance cover can give you peace of mind. Therefore, the homeowner needs to choose suitable coverage. The higher the level of coverage, the higher the protection of the house covered by the insurance provider in Hernando County, FL. For example, homeowners opting for $300K coverage pay $3797 on home insurance in Hernando County, FL. Refer to the chart below to know the cost of home insurance in Hernando County, FL, based on the coverage level.
Homeowners insurance in Hernando County, FL - Rates by deductibles
Your deductible represents the amount you have to pay in the event of a loss. For example, if you file a claim for $2,000 worth of damage, but have a $1,000 deductible on your policy, then you'll get reimbursed for the remaining $1,000. If your home suffers a total loss – say, due to a fire – your home insurance company will reimburse you up to the amount listed on your policy (minus any deductibles).
Residents in Hernando County, FL, who opted for a deductible of $1000 pay $1011 towards their home insurance in Hernando County, FL. Homeowners who opted for a deductible of 500 pay $1118 towards their home insurance in Hernando County, FL.
Homeowners insurance in Hernando County, FL - Rates by the age of the home
The age of the house tells a lot about its condition. As time goes on, your home may become frail and dilapidated. In Hernando County, FL, the home insurance rates on older houses are higher because they're more likely to be exposed to damages and regular repairs. For example, houses that are 40 old pay a premium of $1161 in Hernando County, FL, whereas newly built homes pay $860 on homeowners insurance in Hernando County, FL.
Homeowners insurance in Hernando County, FL - Rates by the safety features
Home security systems, smoke detectors, fire alarms, deadbolts on the doors, protective window film, and gated communities all fall into the category of safety features that can help you qualify for a discount on home insurance in Hernando County, FL. For example, homes equipped with sprinkler systems and smoke detectors pay $1064 and $1018, respectively, on homeowners insurance in Hernando County, FL.
Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
---|---|---|
Nationwide | A+ | 8.2% |
State Farm | A | 6.9% |
Allstate | A+ | 4.9% |
GEICO | A++ | 3.3% |
Liberty Mutual | A | 3.2% |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Stephen J Sarago | 12950 Race Track Rd Ste 115 33626 |
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Jack Hutchison Insurance Agency Inc | 2488 CURLEW RD 33761 |
727-781-5533 | |
William L Reames Jr | 1395 S Lotus Dr Ste A 34698 |
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Brad Barnett Insurance Agency Inc | 4032 Deltona Blvd 34606-2214 |
352-683-6500 | |
Parker & Davis Ins Agency | 3130 CITRUS TOWER BLVD STE B 34711 |
(352) 394-1290 | |
Lemieux Insurance & Financial Services Llc | 326 W BEARSS AVE STE B 33613 |
813-960-0800 | |
Gail C Settle | 6 Carl Ct 34465 |
(352) 746-5580 | |
Kelly Ins Services Llc | 1212 CLEVELAND ST 33755 |
727-446-9116 | |
Mutter Insurance Agency Inc | 503 W MLK BLVD 33563 |
(813) 752-4155 | |
Lemieux Insurance & Financial Services Llc | 15350 N FLORIDA AVE 33613 |
813-960-5293 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Navreet Kang | 1317 CITIZENS BLVD www.navreetkang.com 34748 |
352-787-3441 | |
Mr.B Diaz | 500 N WEST SHORE BLVD STE 750 33609 |
(813) 839-7300 | |
Mike Gogin | 2215 Cluster Oak Dr Ste 1 www.gogininsurance.com 34711 |
(352) 243-9000 | |
Frank Coyle | 38511 5th Ave www.frankcoyle.net 33542 |
(813) 782-5502 | |
Randy Wagner | 2831 S E 17Th St 34471 |
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Mike Grata | 117 North Seminole Ave www.mikegrata.com 34450 |
(352) 637-5191 | |
Eileen Reigert | 8543 Gunn Hwy www.eileenreigert.com 33556 |
(813) 886-5113 | |
Bob Wells | 1121 S Florida Ave www.rtwells.com 33803-1307 |
863-683-5553 | |
Suzanne Gorgas | 1845 Collier Pkwy www.sullivanagent.com 33549 |
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Jay Epstein | 5833 Argerian Dr Ste 102 33545 |
(813) 815-5205 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Tracie Huseby | 2240 Belleair Rd #200 Clearwater 33764 |
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Virginia Harrison | 415 W Robertson St 33511 |
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Enloe Insurance Agency Llc | 1212 NE 36th Ave 34470 |
(352) 236-2126 | |
Westland Insurance Services | 2587 Bentley Dr 34684 |
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Brady Krebs | 12008 E Mlk Blvd 33584-4917 |
813-653-1560 | |
Terrence Williams | 4132 Lamson Ave Spring\u00a0Hill 34608 |
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Siren Dba Fishbowl | 505 Jackson St Ste 300 33602 |
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Brian Ralph | 8585 SW Highway 200 Unit 6 34481-9643 |
352-854-1600 | |
Lloyd E. Nichols | 950 W Main St 34450 |
(352) 726-1691 | |
Bateman Agency | 1306 S Pine Ave 34471-6542 |
352-732-0101 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Kelly Garrison | 2401 W BAY DR STE 603 33770 |
727-586-1601 Email:kgarrison@geico.com |
|
Vincent Harris | 451 Central Park Dr 33771 |
Email:viharris@geico.com |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Lauren Johnston Lutcf | 1115 US HWY 98 SOUTH 33801 |
863-686-2113 | |
Jocelyn Russell | 3411 W MAIN ST STE 5 34748 |
352-787-7548 | |
Chase Giossi | 5051 Memorial Hwy 33634-7355 |
813-243-1300 | |
Andy Hart | 3650 Erindale Dr 33596-6311 |
813-662-5813 | |
Lauren Hering | 1145 BARTOW RD 33801 |
863-687-9188 | |
Stacy C Kusma | 3848 Flatiron Loop #102 33544 |
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Timothy Martin | 1070 Kapp Dr 33765 |
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Chuck Petretti | 3224 W Kennedy Blvd 33609-3007 |
813-879-7808 | |
Andrew Gaudio | 3227 SE Maricamp Rd Ste 102 34471-0832 |
352-694-9100 | |
Sherri Warcholic | 18401 Floralton Dr 34610 |
Allstate | GEICO | Nationwide | |
Median Home Value ($) | 128,540 | 108,540 | 108,540 |
Construction year | 2011 | 2011 | 2004 |
Home Coverage ($) | $200000-$250000 | $200000-$250000 | $125000-$150000 |
Total Premium ($) | $3892 | $5062 | $3258 |
Home Insurance Company | Multi Policy Discount (%) |
---|---|
Nationwide | upto 11% |
Allstate | upto 17% |
GEICO | upto 22% |
Liberty Mutual | upto 19% |