Check out the most popular Home Insurance agencies & companies in Hillsborough County, FL & compare the best quotes from them.
The average cost of homeowners insurance in Hillsborough County, Florida, is $1449. Homeowners insurance helps protect your home from fires, hail, theft, and other perils outlined in your policy. A homeowners insurance policy can help pay for emergency repairs to the structure of your home or for replacing damaged belongings.
Are you looking for the right home insurance in Hillsborough County, FL? The best home insurance in Hillsborough County, FL, can be determined based on various discounts, premiums, and other factors. It would help save money when getting Hillsborough County home insurance.
Below are a few affordable home insurance providers in Hillsborough County, FL.
Factors influencing home insurance in Hillsborough County, FL:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by materials used
4. Homeowners insurance rates by the number of claims
Homeowners insurance in Hillsborough County - Rates by coverage levels
Home insurance, also known as homeowners' insurance, is a highly customizable and affordable insurance policy. A home insurance policy helps you protect your house and its contents against damages. It's a must-have if you own a house.
For instance, homeowners paying a coverage of $200K can avail of home insurance in Hillsborough County, FL, for $1631. Generally, homeowners opt for coverage of $300K to $400K, paying a premium of $3239 and $4116, respectively.
Homeowners insurance in Hillsborough County - Rates by deductibles
Homeowners in Hillsborough County can lower their premiums by opting for a high-deductible plan. This plan gets you covered for loss or damage to building structures and personal property, including furniture, appliances, and electronics inside your home due to events like fire, windstorm, or hail.
Homeowners can customize their homeowner's insurance policy in Hillsborough County by selecting a deductible that works for them. For example, homeowners who opt for a deductible of 500 pay $1432 on home insurance in Hillsborough County, whereas homeowners who opt for a high deductible of 2500 pay $1041.
Homeowners insurance in Hillsborough County - Rates by the materials used
Choosing brick, stone, and other masonry can increase the value of your home. Brick and stone are among the longest-lasting siding materials on the market today. In addition, these options can reduce your insurance premiums by lowering your annual home maintenance costs.
For instance, homeowners who use Masonry and Superior brick materials to construct their homes pay $1376.55 and $1318.59, respectively, on homeowners insurance in Hillsborough County, FL.
Homeowners insurance in Hillsborough County - Rates by the number of claims
Your claim history records all the past claims you have made from the insurance company. Claims history includes details about each claim you have ever made. It provides information about the subject of the loss, what caused the damage, whether your policy covered it, how much you received from the insurer, and many more.
For example, homeowners with zero claims can purchase their policy for as low as $1260.63 in Hillsborough County, FL. The premium is higher for policyholders with one or two claims. Homeowners pay around $1565 and $1623 on their home insurance in Hillsborough County, FL, respectively.
Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
---|---|---|
Erie | A+ | 7.02% |
State Farm | A | 6.9% |
GEICO | A++ | 3.3% |
Liberty Mutual | A | 3.2% |
Travelers | A++ | 3.1% |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Kelly Garrison | 2401 W BAY DR STE 603 33770 |
727-586-1601 Email:kgarrison@geico.com |
|
Vincent Harris | 451 Central Park Dr 33771 |
Email:viharris@geico.com |
|
Win Fowler | 7120 Beneva Rd 34238 |
Email:wfowler@geico.com |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Anchorage Insurance Management | 2270 Drew St Ste A www.anchorageins.com 33765-3344 |
727-799-4665 | |
Dwb Insurance Agency Inc | 6168 N US Highway 41 33572 |
(813) 569-7759 Email:melinda@dwbinsurance.com |
|
Dfb Insurance Group Llc | 4400 S Tamiami Trl # B 34231 |
(941) 923-9550 | |
Dmi Brokerage Llc | 1101 Belcher Rd S Ste G 33771 |
(727) 535-4604 | |
Tia Inc | 8106 Us Hwy 19 34668 |
||
Horton Insurance Agency Inc | 1462 BLOOMINGDALE AVE 33596 |
813-657-0100 | |
Downs Insurance Agency Inc | 4117 Little Rd Ste 102 34655 |
(727) 439-2429 | |
Stringer Ins Agency | 2433 Gulf To Bay Blvd 33765 |
(727) 437-3839 Email:clowdermilk@att.net |
|
Pacific Associates Insurance Agency | 6620 1ST AVE SOUTH 33707 |
(727) 345-0242 Email:sergioocampo@pacinsurance.com |
|
A L Alford & Co Inc | 1214 Oakfield Dr 33511-4918 |
813-685-5623 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
John Hilleyer | 8209 Natures Way Unit 203C Lakewood\u00a0Ranch 34202 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Sherri Warcholic | 18401 Floralton Dr 34610 |
||
Lauren Franek | 100 S 10TH ST 33844 |
863-422-2345 | |
Don Dvorak | 11009 Gatewood Dr Ste 104 34211 |
(941) 927-8311 | |
Lauren Hering | 1145 BARTOW RD 33801 |
863-687-9188 | |
Erika Tortorici | 252 W Van Fleet Dr Ste B 33830 |
(863) 533-4800 | |
Andy Hart | 3650 Erindale Dr 33596-6311 |
813-662-5813 | |
Lauren Johnston Lutcf | 1115 US HWY 98 SOUTH 33801 |
863-686-2113 | |
Chuck Petretti | 3224 W Kennedy Blvd 33609-3007 |
813-879-7808 | |
Lino Goncalves | 5203 GULF DR 34217 |
941-778-2206 | |
Stacy C Kusma | 3848 Flatiron Loop #102 33544 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Hosfeld Insurance Llc | 300 W PLATT ST 200 33606 |
813-229-8021 | |
Walker Insurance Associates Llc | 117 Flamingo Dr www.walker-ins.net 33572 |
||
Linwood Forest Insurance Group Llc | 4404 N TAMIAMI TRAIL www.linwoodforest.com 34234 |
941-360-6777 | |
The Devine Agency Inc | 5383 Ehrlich Rd Ste 101 33625 |
||
Ld&B Insurance & Financial Service | 6113 GRAND BLVD www.ldbinsurance.com 34652 |
727-844-0200 | |
Leland Smith Insurance Service Inc. | 18115 US HWY 41 N STE 400 www.lelandsmith.com 33549 |
813-949-0481 | |
Hatherill Insurance Agency | 9344 Little Rd 34654 |
(727) 862-2886 | |
Ld&B Insurance & Financial Service | 5705 GULF DR www.ldbinsurance.com 34652 |
727-842-7930 | |
Budzinski Insurance Llc | 37438 State Road 54 budzinskiinsurance.com 33542-5366 |
813-783-8500 | |
West Virginia Insurance Agency | 5104 N Lockwood Ridge Rd #104 34243 |
GEICO | Travelers | Liberty Mutual | |
Median Home Value ($) | 181,550 | 161,550 | 191,550 |
Construction year | 2008 | 1992 | 2008 |
Home Coverage ($) | $100000-$125000 | $75000-$100000 | $125000-$150000 |
Total Premium ($) | $2026 | $1474 | $2541 |
Home Insurance Company | Multi Policy Discount (%) |
---|---|
GEICO | upto 22% |
Travelers | upto 8% |
Liberty Mutual | upto 15% |
Erie | upto 16% |