Check out the most popular Home Insurance agencies & companies in Hillsborough County, FL & compare the best quotes from them.

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Average Cost of Homeowners Insurance in Hillsborough County, FL

The average cost of homeowners insurance in Hillsborough County, Florida, is $1449. Homeowners insurance helps protect your home from fires, hail, theft, and other perils outlined in your policy. A homeowners insurance policy can help pay for emergency repairs to the structure of your home or for replacing damaged belongings.

Are you looking for the right home insurance in Hillsborough County, FL? The best home insurance in Hillsborough County, FL, can be determined based on various discounts, premiums, and other factors. It would help save money when getting Hillsborough County home insurance.

Below are a few affordable home insurance providers in Hillsborough County, FL.

Average_Cost_of_Homeowners_Insurance_in_Hillsborough_County_FL

Factors influencing home insurance in Hillsborough County, FL:

1. Homeowners insurance rates by coverage levels 

2. Homeowners insurance rates by deductibles

3. Homeowners insurance rates by materials used

4. Homeowners insurance rates by the number of claims

Homeowners insurance in Hillsborough County - Rates by coverage levels

Home insurance, also known as homeowners' insurance, is a highly customizable and affordable insurance policy. A home insurance policy helps you protect your house and its contents against damages. It's a must-have if you own a house.

For instance, homeowners paying a coverage of $200K can avail of home insurance in Hillsborough County, FL, for $1631. Generally, homeowners opt for coverage of $300K to $400K, paying a premium of $3239 and $4116, respectively.

Average_Cost_of_Homeowners_Insurance_in_Hillsborough_County_FL

Homeowners insurance in Hillsborough County - Rates by deductibles

Homeowners in Hillsborough County can lower their premiums by opting for a high-deductible plan. This plan gets you covered for loss or damage to building structures and personal property, including furniture, appliances, and electronics inside your home due to events like fire, windstorm, or hail.

Homeowners can customize their homeowner's insurance policy in Hillsborough County by selecting a deductible that works for them. For example, homeowners who opt for a deductible of 500 pay $1432 on home insurance in Hillsborough County, whereas homeowners who opt for a high deductible of 2500 pay $1041.

Average_Cost_of_Homeowners_Insurance_in_Hillsborough_County_FL

Homeowners insurance in Hillsborough County - Rates by the materials used

Choosing brick, stone, and other masonry can increase the value of your home. Brick and stone are among the longest-lasting siding materials on the market today. In addition, these options can reduce your insurance premiums by lowering your annual home maintenance costs.

For instance, homeowners who use Masonry and Superior brick materials to construct their homes pay $1376.55 and $1318.59, respectively, on homeowners insurance in Hillsborough County, FL.

Homeowners insurance in Hillsborough County - Rates by the number of claims 

Your claim history records all the past claims you have made from the insurance company. Claims history includes details about each claim you have ever made. It provides information about the subject of the loss, what caused the damage, whether your policy covered it, how much you received from the insurer, and many more.

For example, homeowners with zero claims can purchase their policy for as low as $1260.63 in Hillsborough County, FL. The premium is higher for policyholders with one or two claims. Homeowners pay around $1565 and $1623 on their home insurance in Hillsborough County, FL, respectively.

Top Home Insurance Companies in Hillsborough County, FL

Home Insurance Company A.M. Best Financial Strength Rating Homeowners Insurance Market share
Erie A+ 7.02%
State Farm A 6.9%
GEICO A++ 3.3%
Liberty Mutual A 3.2%
Travelers A++ 3.1%

Top GEICO Home Insurance Agents in Hillsborough County, FL

Homeowners Insurance Agents Agent Address Contact Details
Kelly Garrison 2401 W BAY DR STE 603
33770
727-586-1601
Email:kgarrison@geico.com
Vincent Harris 451 Central Park Dr
33771

Email:viharris@geico.com
Win Fowler 7120 Beneva Rd
34238

Email:wfowler@geico.com

Top Travelers Home Insurance Agents in Hillsborough County, FL

Homeowners Insurance Agents Agent Address Contact Details
Anchorage Insurance Management 2270 Drew St Ste A
www.anchorageins.com 33765-3344
727-799-4665
Dwb Insurance Agency Inc 6168 N US Highway 41
33572
(813) 569-7759
Email:melinda@dwbinsurance.com
Dfb Insurance Group Llc 4400 S Tamiami Trl # B
34231
(941) 923-9550
Dmi Brokerage Llc 1101 Belcher Rd S Ste G
33771
(727) 535-4604
Tia Inc 8106 Us Hwy 19
34668
Horton Insurance Agency Inc 1462 BLOOMINGDALE AVE
33596
813-657-0100
Downs Insurance Agency Inc 4117 Little Rd Ste 102
34655
(727) 439-2429
Stringer Ins Agency 2433 Gulf To Bay Blvd
33765
(727) 437-3839
Email:clowdermilk@att.net
Pacific Associates Insurance Agency 6620 1ST AVE SOUTH
33707
(727) 345-0242
Email:sergioocampo@pacinsurance.com
A L Alford & Co Inc 1214 Oakfield Dr
33511-4918
813-685-5623

Top state farm Home Insurance Agents in Hillsborough County, FL

Homeowners Insurance Agents Agent Address Contact Details
John Hilleyer 8209 Natures Way Unit 203C Lakewood\u00a0Ranch
34202

Top Liberty Mutual Home Insurance Agents in Hillsborough County, FL

Homeowners Insurance Agents Agent Address Contact Details
Sherri Warcholic 18401 Floralton Dr
34610
Lauren Franek 100 S 10TH ST
33844
863-422-2345
Don Dvorak 11009 Gatewood Dr Ste 104
34211
(941) 927-8311
Lauren Hering 1145 BARTOW RD
33801
863-687-9188
Erika Tortorici 252 W Van Fleet Dr Ste B
33830
(863) 533-4800
Andy Hart 3650 Erindale Dr
33596-6311
813-662-5813
Lauren Johnston Lutcf 1115 US HWY 98 SOUTH
33801
863-686-2113
Chuck Petretti 3224 W Kennedy Blvd
33609-3007
813-879-7808
Lino Goncalves 5203 GULF DR
34217
941-778-2206
Stacy C Kusma 3848 Flatiron Loop #102
33544

Top Erie Home Insurance Agents in Hillsborough County, FL

Homeowners Insurance Agents Agent Address Contact Details
Hosfeld Insurance Llc 300 W PLATT ST 200
33606
813-229-8021
Walker Insurance Associates Llc 117 Flamingo Dr
www.walker-ins.net 33572
Linwood Forest Insurance Group Llc 4404 N TAMIAMI TRAIL
www.linwoodforest.com 34234
941-360-6777
The Devine Agency Inc 5383 Ehrlich Rd Ste 101
33625
Ld&B Insurance & Financial Service 6113 GRAND BLVD
www.ldbinsurance.com 34652
727-844-0200
Leland Smith Insurance Service Inc. 18115 US HWY 41 N STE 400
www.lelandsmith.com 33549
813-949-0481
Hatherill Insurance Agency 9344 Little Rd
34654
(727) 862-2886
Ld&B Insurance & Financial Service 5705 GULF DR
www.ldbinsurance.com 34652
727-842-7930
Budzinski Insurance Llc 37438 State Road 54
budzinskiinsurance.com 33542-5366
813-783-8500
West Virginia Insurance Agency 5104 N Lockwood Ridge Rd #104
34243

Homeowners Insurance Comparison for the Cheapest Premiums in Hillsborough County, FL

GEICOTravelersLiberty Mutual
Median Home Value ($) 181,550161,550191,550
Construction year 200819922008
Home Coverage ($) $100000-$125000$75000-$100000$125000-$150000
Total Premium ($) $2026$1474$2541

Hillsborough County, FL Multi Policy Discounts by Home Insurance Companies

Home Insurance Company Multi Policy Discount (%)
GEICO upto 22%
Travelers upto 8%
Liberty Mutual upto 15%
Erie upto 16%