Top 5 Home Insurance Companies in North Port, FL
Check out the most popular Home Insurance agencies & companies in North Port, FL & compare the best quotes from them.
Cost of Homeowners Insurance in North Port, FL
On average, North Port home insurance costs around $1289.7. For most people, purchasing a house is the most important investment they will ever make. It involves substantial planning and saving and often many years of research into neighborhoods, schools, and home values. But so many people neglect to consider the other essential aspect, i.e., home insurance. They need to protect their investment in the event of natural disasters such as fire, vandalism, or theft.
Here are the top three reasons to purchase home insurance in North Port, FL:
a. Financial Protection against natural calamities
b. Assets are protected in case of any damage to your house
c. Expenses incurred during renovation and reconstruction
Apart from that, homeowners must consider the benefits offered by different companies before purchasing home insurance in North Port, Florida. Compare the advantages and losses covered under homeowners insurance in North Port, FL.
Below are top home insurance companies in North Port, FL.
Factors affecting home insurance in North Port, FL:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by materials used
4. Homeowners insurance rates by the number of claims
Homeowners insurance in North Port - Rates by coverage levels
In North Port, FL, homeowners insurance coverage contains two main sections: dwelling coverage and personal property coverage. The dwelling section is designed to protect your home's physical structure against loss from fire or other disasters. Personal property coverage is designed to protect your possessions like electronics, furniture, jewelry, watches, etc.
Below is the cost of home insurance in North Port, based on the coverage limit opted by the homeowners in North Port, Florida.
Homeowners insurance in North Port - Rates by deductibles
Your home insurance deductible is the amount of money you must pay before your insurance policy starts to cover your claims. In general, this means that you must pay a certain amount of money directly out of pocket towards a claim before your insurance company will cover the rest.
For example, if you have a $500 home insurance deductible and file a claim for water damage to your hardwood floors, you will pay the first $500 of repair or replacement costs. Your insurance company pays the rest.
Homeowners in North Port, FL, typically choose to pay a deductible of 1000 and 2000, where the premium charged is $1153 and $986, respectively. Homeowners who choose to pay a low deductible have to pay a higher premium. For instance, homeowners who opted for a deductible of 500 pay $1275 towards their home insurance in North Port, FL.
Homeowners insurance in North Port - Rates by the materials used
Home constructed with durable and sturdy materials will provide your family with the security and protection needed for generations to come. It also leads to lower home insurance in North Port, FL. For instance, homeowners who use Masonry and Superior brick materials to construct their homes pay $1226 and $1174, respectively, on homeowners insurance in North Port, FL.
Homeowners insurance in North Port - Rates by the number of claims
Filing a claim from your home insurance provider may help you recoup some of your covered damages, but it will likely increase your home insurance in North Port, FL. If you have sustained a slight loss that can be paid directly out of pocket, that may be the best solution for you in the long term.
For instance, policyholders with zero claims can purchase their policy for as low as $1110 in North Port, FL. The premium is higher for policyholders with one or two claims. Homeowners pay around $1380 and $1458, respectively, on their homeowner insurance in North Port, FL.
Top Home Insurance Companies in North Port, FL
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| Erie | A+ | 7.02% |
| Allstate | A+ | 4.9% |
| GEICO | A++ | 3.3% |
| Liberty Mutual | A | 3.2% |
| Travelers | A++ | 3.1% |
Top Erie Home Insurance Agents in North Port, FL
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Spathies Insurance Agency Inc. | 12660 World Plaza Ln Ft.\u00a0Myers 33907 |
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| Linwood Forest Insurance Group Llc | 4404 N TAMIAMI TRAIL www.linwoodforest.com 34234 |
941-360-6777 | |
| Tanner Insurance Agency Inc | 13515 Bell Tower Dr 13515 Bell Tower Dr Ft\u00a0Myers www.tannerinsurance.org 33907 |
Email:oneida@tiains.com |
|
| Brockey Insurance Agency | 12995 S Clevlnd Ave Ste 103B www.brockeyinsurance.com 33907-3859 |
239-561-8599 | |
| The Young Group Of Fuquay | 41180 Horseshoe Rd www.tygof.com 33982 |
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| The Wes Connor Agency | 728 Sw Pine Island Rd #16 Cape\u00a0Coral www.wesconnor.com 33991 |
(239) 800-9869 | |
| Earle Insurance Agency | 2481 Del Prado Blvd N Ste 117 33909 |
(239) 540-4848 | |
| West Virginia Insurance Agency | 5104 N Lockwood Ridge Rd #104 34243 |
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| Lindquist Insurance Associates Inc. | 1103 CAPE CORAL PKWY EAST SUITE A 33904 |
239-549-6255 | |
| Walker Insurance Associates Llc | 117 Flamingo Dr www.walker-ins.net 33572 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Joe Kittelson | 1400 Ballard Park Dr 34205 |
(941) 757-3334 | |
| Tom Quirk | 2980 S Mccall Rd 2980 S Mccall Rd 34224 |
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| Finn & Stone | 8243 US Highway 301 N 34219 |
(941) 722-6678 | |
| Darien Laboy | 8169 US Highway 301 34219-8669 |
941-776-5900 | |
| Nira Marlina Tea | 5127 Ocean Blvd 34242 |
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| Steven Prendergast | 5705 26Th St W 34207 |
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| Thomas Lane | 1872 Tamiami Trail South Ste G 34293 |
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| Jason Taylor | 441 PALM AVENUE 33921 |
941-964-0400 | |
| Tommy Sugg | 3815 Us Hwy 301 N 34222 |
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| Walker Ins Agency | 14942 Tamiami Trail Ste D North\u00a0Port 34287 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| J A F Insurance Agency Inc | 9023 TOWN CENTER PKWY 34202 |
941-952-7517 | |
| Brinckerhoff & Neuville Inc | 14506 Tamiami Trl www.bninsgroup.com 34287-2704 |
941-429-3326 Email:DSTELTZ@POWERSANDHAAR.COM |
|
| Larry White & Associates | 3701 S OSPREY AVE 34233 |
941-256-0230 | |
| Tennessee Agency Alliance | 674 S Tamiami Trl Ste 4 Ospery 34229 |
Email:jharwood@bvcw.com |
|
| Chafin Insurance Agency | 3441 Colonial Blvd Ste 6 33966-1121 |
239-936-0027 | |
| Michael J Marietta | 6703 West 14th Street Suite 108 34207 |
(941) 753-2886 Email:mmarietta@comcast.net |
|
| The Wilkie Agency Llc | 12550 W Atlantic Blvd Cape\u00a0Coral 33071 |
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| Donaho Insurance Agency Inc | 7021 Constitution Blvd Ste 3 33967 |
(239) 267-2022 Email:don@donaho-insurance.com |
|
| Hammerstad Insurance Agency Inc | 4903 Chiquita Blvd S 33914 |
(239) 542-1117 Email:mitch@hammerstadins.com |
|
| Emerald Insurance Services Inc | 395 Commercial Ct Ste A 34292 |
(941) 485-2447 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Don Dvorak | 11009 Gatewood Dr Ste 104 34211 |
(941) 927-8311 | |
| Lindsey Lane | 1537 BRANTLEY RD BLDG C 33907 |
239-437-5555 | |
| Thomas Caraceni Lutcf | 3900 Cleveland Ave Ft.\u00a0Myers 33901 |
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| Lino Goncalves | 5203 GULF DR 34217 |
941-778-2206 | |
| David M. Johnson | 14818 Tamiami Trl 34287 |
(941) 426-9571 | |
| Jason Sardi | 992 TAMIAMI TRAIL UNIT E2 33953 |
941-889-7836 | |
| Lindsay Stifflemire | 13 NICHOLAS PKWY W #A 33991 |
239-458-7468 | |
| Lindsay Berkey | 3501 DEL PRADO BLVD S STE 204 33904 |
239-542-1533 | |
| Eliesha Cavanaugh | 21202 Olean Blvd Ste E3 33952 |
(941) 627-9222 | |
| Jason Seymore | 3631 S ACCESS RD 34224 |
888-254-5014 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Win Fowler | 7120 Beneva Rd 34238 |
Email:wfowler@geico.com |
| Liberty Mutual | Travelers | Allstate | |
| Median Home Value ($) | 137,610 | 147,610 | 167,610 |
| Construction year | 1991 | 1981 | 2013 |
| Home Coverage ($) | $175000-$200000 | $200000-$250000 | $200000-$250000 |
| Total Premium ($) | $3189 | $4617 | $4666 |
North Port, FL Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Erie | upto 20% |
| Allstate | upto 15% |
| Travelers | upto 8% |
| Liberty Mutual | upto 19% |
| GEICO | upto 18% |