Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Palm Harbor, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Palm Harbor, FL $194700 $995 $1,368
Tarpon Springs, FL $209700 $876 $1,206
Moon Lake, FL $54100 $548 $754
Indian Rocks Beach, FL $445800 $555 $764
Oldsmar, FL $176100 $714 $982
Redington Shores, FL $392200 $2081 $2,863
Lutz, FL $265500 $798 $1,097
Harbor Bluffs, FL $304200 $1723 $2,371
Belleair, FL $363400 $1969 $2,709
Clearwater, FL $155700 $938 $1,291

Impact of Coverage Amount on Home Insurance Cost In Palm Harbor, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $611
$200,000 $2,220
$300,000 $2,787
$400,000 $3,615
$500,000 $4,627
$750,000 to $1000,000 $5,350
Above $1000,000 $6,326


Palm Harbor, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Palm Harbor, FL Average Home Insurance Cost$1,385.1
State Average Home Insurance Cost$1,605
Difference Vs national Average161.1

Top Homeowners Insurance Companies in Palm Harbor, FL

Insurance Provider Average Homeowners Insurance Cost($)
Tower hill $1,358
Castle Key $1,351
State Farm $740
Security First $535

Palm Harbor, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -194 1191
One Claim +83 1468
Two Claims +194 1579