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Homeowners Insurance in Pinellas County, FL

The average cost of home insurance in Pinellas County, FL, is $1375.2. Home insurance provides a financial cover to your home against any adversities. It will secure your house from fire, cyclones, earthquakes, and other natural and human-made calamities.

Searching for the right home insurance in Pinellas County, FL, that fits your needs can be challenging. Therefore, one must understand what they could gain from their insurance policy and the losses covered under homeowners insurance in Pinellas County, FL. Below are a few affordable home insurance providers in Pinellas County, FL.

Homeowners_Insurance_in_Pinellas_County_FL

Factors influencing home insurance in Pinellas County, FL:

1. Homeowners insurance rates by coverage levels 

2. Homeowners insurance rates by deductibles

3. Homeowners insurance rates by number of claims

4. Homeowners insurance rates by the materials used

Hail and wind can cause a great deal of damage in a concise amount of time. Pinellas County is located in one of these hailstorms or windstorm-prone areas. By thinking ahead and insuring yourself against catastrophic weather-related events, you can save your family from financial loss.

Homeowners insurance in Pinellas County - Rates by Coverage Levels

Home insurance helps you protect one of your most significant assets, i.e., your house. As a homeowner, you are burdened with many responsibilities, including structural damages caused due to natural hazards or theft. Home insurance offers coverages that help pay for damages to your house and cover replacement costs if necessary.

Below is the cost of home insurance in Pinellas County, FL, based on the coverage limit opted by the homeowners in Pinellas County, FL.

Homeowners_Insurance_in_Pinellas_County_FL

Homeowners insurance in Pinellas County - Rates by deductibles

In Pinellas County, FL, homeowners paying a high-deductible plan can reduce their premiums and make it reasonable to protect their homes. If a severe storm or conflagration damages your home, pre-set funds in your savings account can cover up to the remaining balance to cover repairs and rebuilding costs. Homeowners can customize their homeowners insurance policy in Pinellas County by preferring a deductible that works for them. For example, homeowners who opt for a deductible of 500 pay $1359 on home insurance in Pinellas County, Florida, whereas homeowners who opt for a high deductible of 2000 pay $1051.

Homeowners_Insurance_in_Pinellas_County_FL

Homeowners insurance in Pinellas County - Rates by number of claims

Claims history includes details about each claim you have ever made. It consists of the information about the subject of the loss, i.e., what caused the damage, whether your policy covered it, and many more.

The policyholders with zero claims can purchase their policy for as low as $1197 in Pinellas County, FL. The premium is higher for policyholders with one or two claims. In Pinellas County, FL, homeowners pay around $1472 and $1554 on their homeowners insurance in Pinellas County, FL, respectively.

Homeowners insurance in Pinellas County - Rates by materials used

Beautiful wooden exterior, stylish front porch, and an attractive kitchen make a house look flawless. But homeowners must also consider the materials used to construct their home. It will help protect you from natural disasters such as flooding and fires, which are likely to occur in Pinellas County, FL. The durable construction material also helps maintain its aesthetic appeal for years to come, ensuring it stays in pristine condition.

For instance, homeowners who use Masonry and Superior brick materials to construct their homes pay $1307 and $1238, respectively, on homeowners insurance in Pinellas County, FL.

Top Home Insurance Companies in Pinellas County, FL

Home Insurance Company A.M. Best Financial Strength Rating Homeowners Insurance Market share
Nationwide A+ 8.2%
Erie A+ 7.02%
State Farm A 6.9%
Allstate A+ 4.9%
Travelers A++ 3.1%

Top Nationwide Home Insurance Agents in Pinellas County, FL

Homeowners Insurance Agents Agent Address Contact Details
Ilma Inc. 505 WESTBROOK AVE
33511
813-685-8040
Patrick H Carpenter Agency 19259 CORTEZ BLVD
34601
352-796-1451
Jack L Floyd 3939 TAMPA RD
34677
727-784-8554
Nathan J Snavely Inc 24 N BROAD ST
34601
(352) 796-3594
Mitchell Agency Inc The 1812 MANATEE AVE W
34205
941-748-1812
Larry W Payne Agency 8222 S TAMIAMI TR
34238
941-556-9391
Imee C Jackson Agency 6810 E HILLSBOROUGH AVE
33610
813-621-3433
William L. Gregg 6400 Manatee Ave W Ste L117
34209
Jack Hutchison Insurance Agency Inc 2488 CURLEW RD
33761
727-781-5533
Steven Ross Marsh Jr Agency 111 2Nd Ave Ne 111 2Nd Ave Ne St.\u00a0Petersburg
33701

Top state farm Home Insurance Agents in Pinellas County, FL

Homeowners Insurance Agents Agent Address Contact Details
John Hilleyer 8209 Natures Way Unit 203C Lakewood\u00a0Ranch
34202

Top Erie Home Insurance Agents in Pinellas County, FL

Homeowners Insurance Agents Agent Address Contact Details
Budzinski Insurance Llc 37438 State Road 54
budzinskiinsurance.com 33542-5366
813-783-8500
Huntingdon Insurance Agency 226 E TARPOON AVE
www.huntingdoninsuranceagency.com 34689
727-943-3800
Ld&B Insurance & Financial Service 12214 US HWY 301
www.ldbinsurance.com 33525
352-523-0800
Leland Smith Insurance Service Inc. 5833 ARGERIAN DR STE 102
www.lelandsmith.com 33545
813-782-1777
Simpkins Foley Insurance Associates 8870 N Himes Ave 8870 N Himes Ave Tampa
www.simpkinsinsuranceagency.com 33614
Leliaert Insurance Agency 19651 BRUCE B DOWNS BLVD SUITE A1-1
33647
813-973-4102
Everett Schmenk Ins Agcy Inc 26238 US Highway 19 N
33761
(727) 441-3054
Terri Kelso Insurance 2044 Ashley Oaks Circle Ste 102
www.terrikelso.com 33544
Wilson Insurance Group 100 E Main St
33801
Hinkle Insurance Agency Inc. 83 PARK PL BLVD STE 101
33759
727-461-6044

Top Travelers Home Insurance Agents in Pinellas County, FL

Homeowners Insurance Agents Agent Address Contact Details
Logan Lavelle Hunt Ins Agency Llc 1 BEACH DR SE STE 230
www.llhins.com 33701
727-521-2100
Linn T Hodge & Sons 7330 CORTEZ RD W
www.hodgeins.com 34210
941-758-4600
Email:quote@hodgeins.com
Stewart & Sons Ins Inc 13059 W Linebaugh Ave Ste 102
33626
Western Group Inc-Denver 5005 W Laurel St Ste 209
www.wgiinsurance.com 33607

Email:PUEBLO@WGIINSURANCE.COM
Still Creek Insurance Llc 170 Fitzgerald Rd Ste 2
33813
Western States Ins-Lovington 10488 Dr Spring\u00a0Hill
www.wsigroup.net 34608
The Park R Insurance Agency Inc 414 N Alexander St
33563
Wirtz Insurance Agcy Inc 3895 Tampa Rd
34677
(727) 493-3077
Tricor Inc 158 W Robertson St
33511
Consumer Financial Network Agency Inc 2476 Sunset Point Road
33765-1515
727-799-2563

Top Allstate Home Insurance Agents in Pinellas County, FL

Homeowners Insurance Agents Agent Address Contact Details
Hartley Ins Agy Inc 216 E Robertson St
33511
(813) 681-4461
John Daniggelis 8200 113Th St Ste 201
33772
Kelly Henshaw 9016 SEMINOLE BLVD
33772
727-394-4244
Sims-Thaxton 11401 Seminole Blvd
33778
Pamela Coleman 110 CARILLON PKWY
33716
(727) 391-9791
Tammy Lopez 13139 66Th St North
33773
Larry Weiss Ins Agcy 4023 SAWYER RD SUITE 103
34233
941-548-1400
Tammy Fry 5121 Ehrlich Road, Suite 111
33624
(813) 327-7915
Debora Sigler 5229 Office Park Blvd
34203
(941) 755-2525
Steven Horowitz 1316 W Busch Blvd
33612

Homeowners Insurance Comparison for the Cheapest Premiums in Pinellas County, FL

state farmTravelersAllstate
Median Home Value ($) 180,390180,390150,390
Construction year 198020052009
Home Coverage ($) $200000-$250000$200000-$250000$250000-$300000
Total Premium ($) $2867$3353$3642

Pinellas County, FL Multi Policy Discounts by Home Insurance Companies

Home Insurance Company Multi Policy Discount (%)
Nationwide upto 5%
Erie upto 18%
Travelers upto 10%
Allstate upto 21%