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Home Insurance Costs with Deductible Scenarios in Ruskin, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Ruskin, FL $163700 $973 $1,339
Pinellas Park, FL $128600 $848 $1,167
Bayshore Gardens, FL $77400 $556 $765
South Bradenton, FL $63200 $498 $686
Bradenton Beach, FL $300000 $1705 $2,347
South Pasadena, FL $163600 $1081 $1,487
Pinellas County, FL $167100 $987 $1,359
Bear Creek, FL $316800 $1777 $2,445
St. Petersburg, FL $152300 $729 $1,004
Riverview, FL $183400 $1057 $1,455

Impact of Coverage Amount on Home Insurance Cost In Ruskin, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $706
$200,000 $2,452
$300,000 $3,319
$400,000 $4,046
$500,000 $5,179
$750,000 to $1000,000 $5,988
Above $1000,000 $7,081


Ruskin, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Ruskin, FL Average Home Insurance Cost$1,355.4
State Average Home Insurance Cost$1,605
Difference Vs national Average131.4

Top Homeowners Insurance Companies in Ruskin, FL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $3,324
Universal Property & Casualty Insurance Company $1,487
Tower hill $1,358
Castle Key $1,351

Ruskin, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -163 1193
One Claim +95 1450
Two Claims +190 1545