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Home Insurance Costs with Deductible Scenarios in Sarasota County, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Sarasota County, FL $215300 $894 $1,230
Osprey, FL $386300 $671 $923
Venice Gardens, FL $174800 $710 $977
South Sarasota, FL $360700 $1958 $2,694
Manasota Key, FL $294600 $1682 $2,314
Siesta Key, FL $659400 $676 $931
Gulf Gate Estates-Osprey, FL $283000 $1142 $1,571
North Sarasota, FL $91700 $732 $1,008
Gulf Gate Estates, FL $167300 $764 $1,051
Sarasota County, FL $215300 $894 $1,230

Impact of Coverage Amount on Home Insurance Cost In Sarasota County, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $656
$200,000 $1,725
$300,000 $2,429
$400,000 $2,885
$500,000 $3,693
$750,000 to $1000,000 $4,270
Above $1000,000 $5,049


Sarasota County, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Sarasota County, FL Average Home Insurance Cost$1,245.375
State Average Home Insurance Cost$1,605
Difference Vs national Average21.375

Top Homeowners Insurance Companies in Sarasota County, FL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $3,324
Travelers $2,287
Castle Key $1,351
Progressive $1,299

Sarasota County, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -162 1083
One Claim +75 1320
Two Claims +174 1420