Home Insurance Costs with Deductible Scenarios in Sarasota, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Sarasota, FL	$228100	$934	$1,285
Memphis, FL	$122700	$628	$864
Lake Sarasota, FL	$189800	$687	$946
Palmetto, FL	$110900	$768	$1,057
Gulf Gate Estates, FL	$167300	$764	$1,051
Cortez, FL	$247500	$1473	$2,026
Longboat Key, FL	$709300	$678	$933
Gulf Gate Estates-Osprey, FL	$283000	$1142	$1,571
North Sarasota, FL	$91700	$732	$1,008
Siesta Key, FL	$659400	$676	$931

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Impact of Coverage Amount on Home Insurance Cost In Sarasota, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$463
$200,000	$1,731
$300,000	$2,255
$400,000	$2,884
$500,000	$3,692
$750,000 to $1000,000	$4,268
Above $1000,000	$5,047

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Sarasota, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Sarasota, FL Average Home Insurance Cost	$1,300.725
State Average Home Insurance Cost	$1,605
Difference Vs national Average	76.725

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Top Homeowners Insurance Companies in Sarasota, FL

Insurance Provider	Average Homeowners Insurance Cost($)
Florida Peninsula	$3,218
Travelers	$2,287
chubb	$1,272
Security First	$535

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Sarasota, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-169	1132
One Claim	+91	1392
Two Claims	+169	1470

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