Check out the most popular Home Insurance agencies & companies in Sarasota, FL & compare the best quotes from them.
The average cost of homeowners insurance in Sarasota, Florida, is $1300.725. Home insurance can help you pay for repairs or rebuilding the entire structure if something unfortunate happens. A good homeowners insurance policy can help you ease the financial burden if any unfortunate event occurs.
Let's find out themost affordable and cheapest homeowners insurance in Sarasota, Florida, offered by insurance providers for your home.
Factors influencing home insurance in Sarasota, FL:
1. Home insurance rates by coverage levels
2. Home insurance rates by deductibles
3. Home insurance rates by number of claims
4. Home insurance rates by safety features
Florida is known for its unpredictable weather conditions. Storms and tornadoes are inevitable in Sarasota, with a humid subtropical climate. Therefore, homeowners in Sarasota look for alternatives to lower their home insurance in Sarasota, Florida. Consider the below factors to reduce your Sarasota home insurance premium further.
Homeowners insurance in Sarasota - Rates by Coverage Levels
Sarasota, Florida residents, continue to be at risk of natural disasters, including catastrophic hurricanes and tornadoes. When these disasters strike, insurance coverages can provide needed protection against structural damage. Some coverages can also reimburse policyholders for emergency repair work if an emergency fund does not cover a loss.
The prices mentioned below illustrate the cost of home insurance in Sarasota, Florida, based on the type of coverage opted by the homeowner. For instance, if the homeowner has opted for coverage of $200K, then they pay $1082 on homeowners insurance in Sarasota, FL. Refer to the chart below to know.
Homeowners insurance in Sarasota - Rates by deductibles
Deductibles are the amount you must pay out-of-pocket for a claim before your insurer starts to cover the costs. The higher your deductible, the lower your monthly or yearly premium.
Check out the chart below to see how much you can save on Sarasota homeowners insurance by using different deductibles.
Homeowners insurance in Sarasota - Rates by home's age
Homes age over time, and eventually, they may become weak and dilapidated. Aging homes may experience plumbing breakdowns, fire damages, electrical problems, structural flaws, and more. The age of the house conveys a lot about its shape and influences the Sarasota home insurance rates.
Homes built 30 and 40 years ago in Sarasota, Florida, pay $1321 and $1335, respectively, on home insurance in Sarasota, Florida. In contrast, newly built homes are offered a discount on homeowners insurance in Sarasota, FL. Newly built homes pay $950 on house insurance in Sarasota, Florida.
Homeowners insurance in Sarasota - Rates by materials used
A house is more than a shelter. It is an investment. So while building your dream home, you need to follow some guidelines so that your house may be insured at affordable rates and continue serving its purpose for years to come. Choose long-lasting and sturdy materials to obtain discounts on home insurance in Sarasota, FL.
Homeowners who use Masonry and Superior brick materials to construct their home pay $1235.68875 and $1170.6525, respectively, on homeowners insurance in Sarasota, FL.
Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
---|---|---|
Nationwide | A+ | 8.2% |
Erie | A+ | 7.02% |
State Farm | A | 6.9% |
Allstate | A+ | 4.9% |
Liberty Mutual | A | 3.2% |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Wagner Insurance Group Llc | 7250 Ulmerton Rd., Ste. G 33771 |
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West Virginia Insurance Agency | 5104 N Lockwood Ridge Rd #104 34243 |
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Kelly Insurance Agency Inc | 1000 S BELCHER RD SUITE 3 www.kellyins.com 33771 |
727-507-7525 Email:info@kellyins.com |
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Simpkins Foley Insurance Associates | 8870 N Himes Ave 8870 N Himes Ave Tampa www.simpkinsinsuranceagency.com 33614 |
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Strachan Insurance Agency Inc. | 421 A Commercial Court 34292 |
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Fabey Insurance Agency | 5783 Beneva Rd 34233 |
(941) 923-7515 | |
Hinkle Insurance Agency Inc. | 83 PARK PL BLVD STE 101 33759 |
727-461-6044 | |
Short Pump Insurance Llc | 230 Tamiami Trl S Ste 31 34285 |
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Cta Insurance Agency Inc. | 3704 Swann Avenue 33609-4522 |
813-289-7888 | |
Linwood Forest Insurance Group Llc | 4404 N TAMIAMI TRAIL www.linwoodforest.com 34234 |
941-360-6777 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
William Edwards | 4130 Woodmere Park Blvd. Suite 9 34293 |
(941) 882-5765 | |
Brady Krebs | 12008 E Mlk Blvd 33584-4917 |
813-653-1560 | |
Charles Fritz | 8120 4th St N Frnt 33702-3629 |
727-576-8200 | |
Tommy Sugg | 3815 Us Hwy 301 N 34222 |
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Sims-Thaxton | 11401 Seminole Blvd 33778 |
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Horton & Assoc Llc | 1315 PROVIDENCE RD 33511 |
813-681-9884 | |
Bayou Insurance Services Of Louisiana | 4342 Duhme Rd 33708-2809 |
727-391-3422 | |
Michael J Mcdyer | 2703 West Kennedy Boulevard 33609 |
(813) 259-1142 | |
Ekalaka Ins Agy | 5700 4th St N 33703 |
(727) 526-9041 | |
Finn & Stone | 8243 US Highway 301 N 34219 |
(941) 722-6678 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
John Hilleyer | 8209 Natures Way Unit 203C Lakewood\u00a0Ranch 34202 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Kelly Garland | 100 NORTH INDIAN ROCKS RD 33770 |
800-891-4222 | |
Chuck Petretti | 3224 W Kennedy Blvd 33609-3007 |
813-879-7808 | |
Timothy Martin | 1070 Kapp Dr 33765 |
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Jason Sardi | 992 TAMIAMI TRAIL UNIT E2 33953 |
941-889-7836 | |
Jason Tateishi | 100 VENICE AVE W SUITE K 34285 |
941-483-3999 | |
Jason Tansey | 270 S TAMIAMI TRAIL 34285 |
941-493-1583 | |
Don Dvorak | 11009 Gatewood Dr Ste 104 34211 |
(941) 927-8311 | |
Crystal Rios | 2269 Tamiami Trail S 34293-5067 |
941-497-4422 | |
Todd Reus Lutcf | 3607 W Waters Ave 33614 |
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Chase Giossi | 5051 Memorial Hwy 33634-7355 |
813-243-1300 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Doyle Miles & Sokol | 13015 Tamiami Trl 34287 |
(941) 423-1686 | |
Teddy J Byrd Agency | 555 E Ave 34285 |
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Dennis Charles Oneill | 21554 Angela Ln 34293 |
(941) 493-5808 | |
Ilma Inc. | 505 WESTBROOK AVE 33511 |
813-685-8040 | |
Lofton Wells Llc | 5665 CENTRAL AVE 33710 |
727-344-5500 | |
Mitchell Agency Inc The | 1812 MANATEE AVE W 34205 |
941-748-1812 | |
Chester T Zentz Iii | 305 N 6th Ave 33873-2319 |
863-773-6100 | |
Denise Sullivan Clement Agency | 1807 Englewood Rd 34223 |
(941) 475-7778 | |
Lohr Ins Services Inc | 8831 49TH ST N STE 1 33782 |
727-327-1290 | |
Kelly Ins Services Llc | 1212 CLEVELAND ST 33755 |
727-446-9116 |
Erie | Liberty Mutual | Nationwide | |
Median Home Value ($) | 245,290 | 235,290 | 205,290 |
Construction year | 1972 | 1968 | 2008 |
Home Coverage ($) | $350000-$400000 | $200000-$250000 | $200000-$250000 |
Total Premium ($) | $5184 | $3229 | $3764 |
Home Insurance Company | Multi Policy Discount (%) |
---|---|
Erie | upto 18% |
Allstate | upto 23% |
Liberty Mutual | upto 16% |
Nationwide | upto 11% |